Financial Aid Overview

State Grant Programs

College Access Program (CAP) Grant

Student must:

• Have financial need.
• Be an undergraduate and Kentucky resident.
• Attend a participating Kentucky college.

Award:

• Up to $1,900 per year for full-time students.
• $79 per credit hour for part-time students at semester-based schools.
• $53 per quarter hour for part-time students at quarter-based schools.

Application:

• FAFSA.

Kentucky Tuition Grant (KTG)

Student must:

• Have financial need.
• Be a full-time student and a Kentucky resident.
• Not already have a bachelor's degree.
• Attend a participating Kentucky private college.

Award:

• Up to $3,000 per year.

Application:

• FAFSA.

Go Higher Grant

Student must:

• Have financial need.
• Be a Kentucky resident and a U.S. citizen, national or permanent resident.
• Be at least 24 years old.
• Be enrolled less than half-time.
• Attend a participating Kentucky college.

Award:

• Up to $1,000 per year.

Application:

• FAFSA.
• Go Higher Grant application.

Federal Grant Programs

Federal Pell Grant

Student must:

• Have financial need.
• Be a U.S. citizen or eligible non-citizen.
• Not already have a bachelor's or higher degree (unless enrolled in a post-bachelor's teacher certificate program).

Award:

• Up to $4,731 per year.

Application:

• FAFSA.

Academic Competitiveness Grant

Student must:

• Have financial need.
• Be receiving a Pell Grant.
• Be a U.S. citizen.
• Be a full-time freshman or sophomore in college.
• Have been enrolled in a rigorous high school program if a freshman.
• Have at least a 3.0 GPA if a sophomore.
• Not already have a bachelor's or higher degree.

Award:

• Up to $750 per year for freshmen.
• Up to $1,300 per year for sophomores.

Application:

• FAFSA.

SMART Grant

Student must:

• Have financial need.
• Be receiving a Pell Grant.
• Be a U.S. citizen.
• Be in the third or fourth year in college.
• Be enrolled full-time in a four-year degree-granting college.
• Be majoring in certain areas of math, science or foreign language.
• Have at least a 3.0 GPA in his or her major.

Award:

• Up to $4,000 per year.

Application:

• FAFSA.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Student must:

• Have exceptional financial need.
• Be a U.S. citizen or eligible non-citizen.
• Not already have a bachelor's or higher degree.

Award:

• Up to $4,000 per year.

Application:

• FAFSA.
• Deadline set by the school.